The 30\u2011Day Window That Changes Everything<\/span><\/h3>\nWhen the IRS sends you a Final Notice of Intent to Levy (Letter 1058 or LT11), you have only\u00a0<\/span>30 days<\/span><\/strong>\u00a0to request a\u00a0<\/span>Collection Due Process (CDP) hearing<\/span><\/strong>. This single action automatically stops the levy while your case is reviewed. Miss this deadline, and the IRS can seize your assets without further warning.<\/span><\/p>\nYour lawyer will file the CDP request immediately, ensuring the levy is halted and buying you precious time to build a resolution strategy.<\/span><\/p>\nUse the CDP Hearing to Propose a Resolution<\/span><\/h3>\nThe CDP hearing isn\u2019t just a delay; it\u2019s an opportunity to negotiate a permanent solution. Your attorney can propose one of several legal options:<\/span><\/p>\n\n- \n
Installment Agreement:<\/span><\/strong>\u00a0Spread payments over time. Once approved, the IRS generally releases the levy.<\/span><\/p>\n<\/li>\n- \n
Offer in Compromise (OIC):<\/span><\/strong>\u00a0Settle your debt for less than you owe. While your OIC is pending, the levy remains suspended.<\/span><\/p>\n<\/li>\n- \n
Currently Not Collectible (CNC) Status:<\/span><\/strong>\u00a0If you truly cannot pay, CNC halts all collection actions, including levies.<\/span><\/p>\n<\/li>\n<\/ul>\nYour lawyer will present financial disclosures (Forms 433\u2011A or 433\u2011F) and argue your case before an independent IRS Appeals Officer, who has the authority to override the revenue officer\u2019s collection decision.<\/span><\/p>\nClaim Exemptions Even After a Levy<\/span><\/h3>\nIf the IRS has already levied your bank account or wages, all is not lost. Certain assets are protected by law:<\/span><\/p>\n\n- \n
A portion of your wages (based on your filing status and dependents)<\/span><\/p>\n<\/li>\n- \n
Social Security, disability, and unemployment benefits<\/span><\/p>\n<\/li>\n- \n
Child support payments<\/span><\/p>\n<\/li>\n- \n
Essential household goods and tools of your trade<\/span><\/p>\n<\/li>\n<\/ul>\nYour lawyer can file a claim with the IRS and your bank to have these funds returned. For a wage garnishment, we submit Form 668\u2011W to your employer to assert your protected earnings.<\/span><\/p>\nRequest an Expedited Levy Release for Hardship<\/span><\/h3>\nIf the levy is causing immediate economic harm\u2014for example, leaving you unable to pay rent, buy food, or cover medical expenses\u2014your attorney can request an\u00a0<\/span>expedited levy release<\/span><\/strong>\u00a0based on economic hardship. The IRS has 24 hours to respond to bank levy hardship claims and 72 hours for wage garnishments.<\/span><\/p>\nWhy You Need a Lawyer Now<\/span><\/h3>\nTime is your enemy. Every day you delay, penalties and interest grow, and the IRS moves closer to seizing your assets. A tax levy lawyer can:<\/span><\/p>\n
Your lawyer will file the CDP request immediately, ensuring the levy is halted and buying you precious time to build a resolution strategy.<\/span><\/p>\n The CDP hearing isn\u2019t just a delay; it\u2019s an opportunity to negotiate a permanent solution. Your attorney can propose one of several legal options:<\/span><\/p>\n Installment Agreement:<\/span><\/strong>\u00a0Spread payments over time. Once approved, the IRS generally releases the levy.<\/span><\/p>\n<\/li>\n Offer in Compromise (OIC):<\/span><\/strong>\u00a0Settle your debt for less than you owe. While your OIC is pending, the levy remains suspended.<\/span><\/p>\n<\/li>\n Currently Not Collectible (CNC) Status:<\/span><\/strong>\u00a0If you truly cannot pay, CNC halts all collection actions, including levies.<\/span><\/p>\n<\/li>\n<\/ul>\n Your lawyer will present financial disclosures (Forms 433\u2011A or 433\u2011F) and argue your case before an independent IRS Appeals Officer, who has the authority to override the revenue officer\u2019s collection decision.<\/span><\/p>\n If the IRS has already levied your bank account or wages, all is not lost. Certain assets are protected by law:<\/span><\/p>\n A portion of your wages (based on your filing status and dependents)<\/span><\/p>\n<\/li>\n Social Security, disability, and unemployment benefits<\/span><\/p>\n<\/li>\n Child support payments<\/span><\/p>\n<\/li>\n Essential household goods and tools of your trade<\/span><\/p>\n<\/li>\n<\/ul>\n Your lawyer can file a claim with the IRS and your bank to have these funds returned. For a wage garnishment, we submit Form 668\u2011W to your employer to assert your protected earnings.<\/span><\/p>\n If the levy is causing immediate economic harm\u2014for example, leaving you unable to pay rent, buy food, or cover medical expenses\u2014your attorney can request an\u00a0<\/span>expedited levy release<\/span><\/strong>\u00a0based on economic hardship. The IRS has 24 hours to respond to bank levy hardship claims and 72 hours for wage garnishments.<\/span><\/p>\n Time is your enemy. Every day you delay, penalties and interest grow, and the IRS moves closer to seizing your assets. A tax levy lawyer can:<\/span><\/p>\nUse the CDP Hearing to Propose a Resolution<\/span><\/h3>\n
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Claim Exemptions Even After a Levy<\/span><\/h3>\n
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Request an Expedited Levy Release for Hardship<\/span><\/h3>\n
Why You Need a Lawyer Now<\/span><\/h3>\n